Privacy Policy – Pedison USA Corporation

Pedison USA Corporation, collectively referred to as “Pedison,” “Company,” “we,” “us,” or “our,” values your privacy and is dedicated to handling and utilizing Personal Information (as defined below) about you in a responsible manner.

I. ABOUT THIS PRIVACY STATEMENT

This Privacy Statement (“Statement”) outlines how Company gathers, utilizes, and shares Personal Information pertaining to you in relation to our products and services, as well as when you engage with Company’s websites or mobile applications linked to this Statement (each referred to as a “Site,” collectively as “Sites”). Throughout this Statement, the term “Personal Information” refers to data that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, to you or your household. Personal Information excludes Public Information (such as data from government records), Aggregated Information (data pertaining to multiple individuals combined and grouped together, making it unidentifiable), or De-identified Information (data not attributable to any identified or identifiable individual). This Statement is designed for U.S. residents. California Consumers hold specific rights under the California Privacy Rights Act of 2020 (“CPRA”) concerning their Personal Information. A “California Consumer” is an individual residing in California. For more details, please refer to our CCPA Privacy Notice for California Residents. If you are an individual with a Company financial product or service for personal, family, or household purposes, please consult the relevant Consumer Privacy Notice for additional information on how we handle and share Personal Information collected in connection with those financial products or services.

II. HOW WE COLLECT, USE AND SHARE PERSONAL INFORMATION

How Personal Information is Collected:

The collection of Personal Information depends on your interactions with us, including the products or services you use. We, or our contracted Service Providers, may collect Personal Information in the following ways:

Directly from you, such as when you apply for our products/services or a job with us.
From our Affiliates, based on your relationship with them and as allowed by law.
From Third Parties, like credit bureaus or marketing partners, with whom we collaborate.
We (or our Service Providers) may also gather Online Information, such as IP addresses or device details, either directly or indirectly through interactions with our Sites, applications, or ads. This may include browsing history, ad interactions, or device location (where permissible by law or with your consent).
Though Online Information may not always identify you directly, it can be linked to Personal Information or considered Personal Information itself.

How Personal Information is Used:

Personal Information may be utilized for various business purposes, including:

Delivering products, information, or services.
Providing personalized advertising or content.
Managing security risks and preventing fraud.
Conducting employment-related activities.
Performing other lawful activities like internal research or compliance with legal obligations.

How Personal Information is Shared:

We may share Personal Information with:

Our Affiliates.
Service Providers.
Regulatory authorities or governmental agencies.
Third Parties, with your consent or as permitted by law.

How Personal Information is Retained:

We retain Personal Information as necessary for the purposes it was obtained, unless a longer retention period is legally required or advisable based on our legal position.

Special Considerations for Minors:

Our Sites are not intended for children under 16, and we do not knowingly market to them. We also do not knowingly collect Personal Information from individuals under 13. For further information on children’s online privacy, refer to the Federal Trade Commission website and the Children’s Online Privacy Protection Act (COPPA).

III. ADDITIONAL INFORMATION ABOUT ONLINE INFORMATION

Online Information:

During your visit to our Sites, we may collect Online Information as outlined in Section II of this Statement. This information is gathered to enhance the effectiveness of our Sites and product offerings. It also enables us to compile De-identified and Aggregated Information, which aids in the enhancement of our Sites and product offerings.

Links to Other Sites and Their Privacy Policies:

Our Sites may feature links to websites operated by other parties. Clicking on these links may result in the transmission of information, including Personal Information, to the other party, us, or both. As we have no control over the privacy practices or content of these linked websites, we advise you to carefully review the privacy notices or statements of each website you visit.

Online Behavioral Advertising, Cookies, and Similar Technologies:

Company, along with our digital Service Providers and Third Parties (e.g., Google or Facebook), may utilize Cookies, Web Beacons, mobile advertising identifiers, and other technologies for the purpose of delivering personalized advertising across the internet and optimizing our online business and communications. Cookies are data pieces stored by your browser to uniquely identify it and remember preferences and other information over time. Web Beacons are small image files loaded when a web page or other online resource is accessed by your browser. If you configure your browser to reject Cookies, some features of our online services may be disabled.

We use the following types of Cookies:

Performance Cookies: These Cookies enable us to track visits and traffic sources, allowing us to measure and enhance the performance of our Sites. They provide insights into which pages are the most and least popular and help us understand visitor navigation patterns on the Site. Marketing Cookies: These Cookies gather information to support our marketing efforts for products and services. Online Information, including digital identifiers, may be collected through these technologies (e.g., Google Analytics) and shared with Service Providers and Third Parties for analytics purposes and to display targeted ads based on user interactions with our Site and/or other websites. Strictly Necessary Cookies: These Cookies are essential for the functioning of the Site, enabling you to access its services and features. Without these Cookies, certain functions or services on our Site would not be available. Functional Cookies: These Cookies enhance website functionality and personalization. They can be set by us or our Service Providers to provide improved user experiences.

IV. CHOICES RELATED TO HOW WE USE PERSONAL INFORMATION

You have control over how we utilize your information, including the type of marketing communications you receive from us. You can opt out of allowing Third Parties to use your web browsing behavior for delivering interest-based advertisements. To opt out of First Citizens and Pedison cookies, you can click the “Your Privacy Choices” link in the footer of this page and disable Marketing Cookies. For opting out of Silicon Valley Bank cookies, visit svb.com/cookie-notice and select “Manage Consent” to disable Cookies. Even if you opt out, you may still encounter advertisements while browsing online, but they may be less relevant to your interests. Please note that this opt-out operates through Cookies, so if you delete Cookies, switch devices, or change web browsers, you’ll need to opt out again. You can also opt out of receiving marketing offers via email, telephone, or direct mail. Instructions for opting out may be included in the offers, or you can call 888-FC-DIRECT (888-323-4732) for First Citizens or Pedison opt-outs, or 800-774-7390 for Silicon Valley Bank opt-outs. However, we’ll still contact you for essential transactional purposes, such as servicing your account or responding to inquiries. Do-Not-Track Signals: Currently, we don’t use technology to alter how our servers treat your browser if they receive a “do-not-track” signal, as there’s no universal standard on applying these settings. Opt-Out Preference Signals: If your web browser supports it, you can configure it to send an opt-out preference signal, like through the Global Privacy Control, indicating your desire to opt out of Personal Information sharing. We respect these requests to the extent possible based on the information provided through the signal. However, please note that we may not be able to link a browser or device-based preference signal request to all the Personal Information we have about you. For more details, please visit globalprivacycontrol.org.

V. HOW WE PROTECT THE CONFIDENTIALITY AND SECURITY OF YOUR PERSONAL INFORMATION

We implement security measures in accordance with federal law to safeguard your Personal Information against unauthorized access and misuse. These measures encompass computer protections, secure files, and controlled access to buildings. Access to customer information is restricted to individuals with legitimate business purposes relevant to their job responsibilities. For more details, please refer to our Privacy & Security page.

VI. CHANGES TO THIS STATEMENT

We may update this Statement periodically. Any revisions will be reflected in the “Last Updated” date at the top of this Statement. Your continued use of the Site indicates your acceptance of the terms outlined in this Statement.

VII. CONTACT FOR MORE INFORMATION

If you have any questions or concerns regarding Company’s privacy practices or this Statement, please don’t hesitate to reach out to us. For questions related to Pedison USA Corporation: e-mail at legal@pedisonusa.com or by regular mail at Pedison USA Corporation, Gateway Tower 8111 LBJ, Freeway Suite 105, Dallas. Attention: Senior Legal Counsel.