Please read the following terms carefully before accessing the site pedisonusa.com of Pedison USA Corporation. If the terms are not agreeable to you, do not access the site.

How we collect personal information

1. The types of information depend on your interaction with us.

• Directly from you, when you apply for a product/service/job
• Indirectly from you, through financial and nonfinancial companies related by common ownership and control
• From other entities we work with such as credit bureaus
• We (or our Service Providers) may also collect Online Information, such as IP address, browser or device information, or other information about you indirectly through interactions with our Sites or ads, such as:

The types of devices you use to visit our Sites and interact with us;
Your device’s browsing history on our Sites;
Information about the ads or content from us (or our service providers) that you view, access or click on; or
The location of the device you use to visit our Sites (with your consent)


• Though Online Information may not, alone, reveal your specific identity, some of this information may be used or associated with Personal Information, or may itself be considered Personal Information.

2. How we use Personal Information

We (or our Service Providers) may use Personal Information for the following business purposes:

• To deliver products, information, or services, that you may request, including to: complete transactions;

provide account services;
recognize and remember you when you visit our Sites;
improve our Sites and make them easier to use;
notify you about updates to your accounts, products, and/or services;
perform quality assurance activities that maintain the quality of services provided to you; or
respond to your inquiries.

• To provide advertising about our products and services including:

sending marketing materials inclusive of special offers, email notifications, or
other notices regarding Pedison’s products, services, or news; or
presenting personalized content or tailored ads that may relate to your interests and/or location.


• To manage security risks and prevent fraudulent activity, including to:

detect security incidents and protect against malicious, deceptive, fraudulent, or illegal activities;
debug to identify and repair errors that may impair existing intended functionality;
verify your identity such as when you apply for an account or access our online/mobile services; or
assess your creditworthiness, including obtaining credit reports if you apply for credit or apply for a financial product or service.
To conduct employment-related activities at Pedison

3. How we share Personal Information

• a. We may share your Personal Information, as permitted or required by law with:

Pedison’sAffiliates;
Service Providers;
Regulatory authorities or governmental agencies to meet regulatory or legal requirements; or
Third Parties, with your consent or as permitted by law.

About online information

When you visit or browse our Sites, we may collect Online Information as described above. The purpose of collecting this information is to improve the effectiveness of our Sites and product offerings. The collection of this information allows for the compilation of anonymous and Aggregated Information about the usage of our Sites and can help us improve your use of our Sites, for example, providing quick login, streamlining site navigation and maintaining up-to-date content for all users. Should you configure your browser to reject Cookies, you may disable some of our online service’s features. Our Sites may contain links to other party websites. When you click on these links, you may be providing information, including Personal Information, to the other party, us, or both. Pedison has no control over the privacy practices or content of these linked websites, so we recommend that you carefully review the privacy policies or statements of every other party website that you visit.

You have choices about how we use your information, including what kinds of marketing you want to receive from us.

You can opt-out of having our Service Providers use your web browsing behavior for purposes of serving interest-based advertising by opting out here. You may still see some of our untailored ads, but these will not be served to you based on your inferred interests or web browsing activity on our online services. Please note this opt-out works via Cookies, so if you delete Cookies, use a different device, or change web browsers, you will need to opt-out again.

You can also opt out of receiving marketing offers via email, telephone or direct mail. Every offer will include instructions on how to opt out, or if you prefer, please send your opt-out request to privacy@pedisonusa.com. We will still contact you for transactional purposes, such as to service your account or respond to an inquiry.

Do-Not-Track-Signals

We currently do not employ technology that changes how our servers treat your browser if our servers receive a "do-not-track" signal from your browser.

How we protect the confidentiality and security of your personal information:

Pedison uses reasonable physical, electronic, and procedural safeguards to protect Personal Information from unauthorized access, deletion or alteration. As part of our security practices, Pedison does not send requests for Personal Information to our customers via e-mail or texts. Any Personal Information you request Pedison to send you via email, such as your account balance, is encrypted. However, standard email communications are not. Therefore, you should not transmit your Personal Information to us through email. Please note that no company can guarantee perfect online security, and please remain careful and vigilant in your online activities.

This Statement is subject to change. If we make changes to this Statement, we will revise the “Last Updated” date at the top of this Statement. Your use of the Site means that you accept the terms of this Statement.

Any dispute related to this Statement will be governed by our Terms of Use.

Contact for More Information

If you have questions or concerns about Pedison’s privacy practices or this Statement, please email us at privacy@pedisonusa.com